In an article written this month on business.com Dan Blacharski reports, “The housing crash of 2008-2009 continues to have repercussions in the minority-owned small business community, for which business loans are increasingly unavailable. Frequently, these groups of excluded borrowers refer to non-white, non-immigrant citizens with marginal to severe credit woes. For minority business owners, that adds up to roughly 4.1 million companies with little or no access to business credit.” Blacharski goes on to say,